You should begin the application process approximately 90 days prior to the date you wish to retire; you do not have to wait until you are done working to apply. 如果您不希望与福利顾问会面,只需填写一份 养老金的应用程序 / 本地265退休金申请 并将其连同以下文件一起提交给永利app下载公司. (你也可以打电话给永利app下载,或者向你的福利顾问申请.)